A few months http://www.rudolph-valentino.com/paperwriterscom/ writing  I can't believe money was spent for a study like this. Anyone who lives in poverty could tell the story of what it is like to have a lot of your thought processes constantly spinning on what bills are going to come, what to pay next, how to buy necessitities, etc. I do not live below the poverty line, but the financial issues I have use up a lot of brain space!