A pension scheme http://bridgesventures.com/celexa-40-mg/ celexa free coupon  It means a buyer looking to purchase a home costing ﾃつ｣200,000 would have to put down a deposit of around ﾃつ｣10,000. Demands have been much higher than this for many first-time buyers since the start of the financial crisis, usually about 20% of the value of a home.