I was born in Australia but grew up in England http://www.agilerigaday.lv/why-cant-i-just-do-my-homework/ where to find research papers  Federal officials have received more than 3,800 complaints in the last year from borrowers of private student loans, with common problems related to payment processing and requests for loan modifications. The complaints against lenders were documented in a report released by the federal student loan ombudsman, Rohit Chopra, of the Consumer Financial Protection Bureau. The complaints represent a tiny fraction of the millions of private student loans outstanding. About 13.7 million private student loans were outstanding at the end of 2011, the bureau and the Education Department estimated.