Can you hear me OK? http://www.thardeep.org/thardeep/loan-adverse-credit/ unsecured homeowner loans  The dollar fell against the euro. Oil futures declined 0.6% to $105.91 a barrel on the New York Mercantile Exchange, while spot gold prices were up 0.8% at $1,322.24 an ounce, aided by the dollar's decline.