Thanks for calling http://www.artiesmagic.com/credit-loan-poor-secured/ digforloans co uk  We have lowered our forecasts for utilities due to weaker gas and electricity demand combined with continued higher gas import prices, which are hurting earnings among generators. Structural changes from the growth in renewables and higher taxes in some parts of the eurozone are also adding to the pressure. But the prospects for the pharmaceuticals sector look better than they did a year ago, thanks to receding concerns about patent expiries and an improving drug pipeline. These factors have helped lift our 2014 EBITDA forecast for healthcare companies by around 10%.