Languages http://www.whitneymartindesign.com/what-is-academic-writing/ what is academic writing  Older workers who want to jump ship also will benefit from provisions of the ACA designed to control the cost of insurance purchased in new state health insurance exchanges — markets where Americans will be able to shop for a healthcare plan, comparing benefits and prices. Insurers are permitted to set premium rates three times higher for applicants over the age of 50. But for many applicants, out-of-pocket costs will be held down by subsidies and tax credits offered under the new law.