Not available at the moment http://www.create-update.com/payday-loans-for-retirees/ us cash advance  A horse grazes in a pasture in early morning fog caused by frost-producing overnight temperatures in Chia, on the outskirts of Bogota, Colombia, Wednesday, Jan. 9, 2013. In Colombia's highlands, crops are prone to freeze damage in the first few months of the year when temperatures are high during the day but drop below zero at night. (Fernando Vergara, AP)