I never went to university http://www.janelledesrosiers.com/no-fax-easy-payday-loans/ ge capital loan  Amortisation has resulted in credit enhancement build-up. CE for transactions closed in FY12 averaged 38.6% at end-September 2013, or 3.5x the closing level. CE for transactions closed in FY13 averaged 16.5% at the same date, 1.4x the closing level. Only two of the 22 Fitch-rated Indian SF transactions have drawn on their CE facility. In each case, this has only happened once, and for less than 2% of the CE facility amount. The CE facilities were subsequently topped up by excess spread to their original amounts.