A pension scheme http://www.djoasis.com/writing-a-report/ psychology papers  After weeks of silent work by special envoys SK Lamba and Shahriyar Khan, India and Pakistan had finally agreed to secretary-level talks of the various working groups including water, Siachen and Kashmir, but the killing of five soldiers has come as a setback for that process with the Opposition upping the ante and BJP leader Yashwant Sinha going to the extent of asking the Congress to explain on whose side it was - India's or Pakistan's.